About Malta
“We felt fully supported at every stage—Emma’s expertise made the residency process smooth and reassuring. We were able to settle in Malta faster than expected.”
Jonathan G.
Living in the heart of Europe is made possible through Malta’s Residency By Investment program. As a full member of the European Union, Malta offers foreign investors a unique opportunity to gain permanent residency in this captivating country.
To attain Maltese residency, candidates must interact with the Residency Malta Agency to satisfy the main requirements. These requisites include the submission of a single-time application fee, engaging in property transactions, and making charitable contributions to a registered NGO in Malta.
Recent changes to the Maltese Golden Visa program include:
The requirement to invest in government bonds (previously €250,000) has been removed.
The minimum real estate investment has been increased: €300,000 in the South of Malta and Gozo and €350,000 in the rest of Malta. These investments must be maintained for at least five years.
The government contribution differs depending on whether you lease or purchase a property: €58,000 for leasing and €28,000 for purchasing.
An administrative fee of €40,000 is required, of which a quarter is payable before approval in principle.
A mandatory €2,000 donation to a Maltese registered NGO or philanthropic organization is required.
Benefits of the Malta Residency Program
Living under the Maltese sun comes with many advantages seamlessly entwined into the vibrant fabric of Mediterranean life. As a Malta resident, you’re entering a community that prides itself on quality living, safety, and remarkable experiences.
Economic Opportunities
Malta’s growing economy offers diverse investment and business opportunities, particularly in tourism, real estate, and finance, making it an attractive choice for investors and entrepreneurs.
Unrestricted Personal and Professional Life
Gain complete freedom to reside, work, or obtain an education within the picturesque archipelago of Malta.
Visa-Free Travel Privileges
Explore the beauty of Europe with visa-free travel throughout the Schengen Area.
Inclusive Family Application
Widen the scope of residency privileges by including all your family members in the application.
Fully-Integrated English-Speaking Community
Seamlessly transition into an English-speaking community, breaking language barriers and adding comfort to your stay in Malta.
A Safe Environment
Experience the tranquillity of living in one of the safest countries, nestled comfortably at the center of the Mediterranean Sea.
Access to Renowned Health Care and Education System
Benefit from top-ranking healthcare services, recognized among the world’s finest by the World Health Organization, and guarantee a superior education for your children within a state-regulated system, providing recognized accreditation accepted across Europe.
Eligibility Criteria for the Malta Residency By Investment Program
The Maltese Residency By Investment program specifies certain qualifications each candidate must meet to attain residency.
These Include:
Applicants must be over 18 years oldApplicants should be third-country nationals, i.e., non-EU, non-EEA, and non-Swiss citizensGiven Malta’s adherence to international law, it discourages applications from countries currently under sanctions, based on Agency updates
Prospective applicants should not be beneficiaries under any other applicable regulations or schemes
Applicants should possess sound and regular income sources, ensuring their ability, and that of their dependants, to sustain themselves without depending on Malta’s social assistance system
A capital asset requirement of no less than €500,000, of which a minimum of €150,000 must be composed of financial assets
Applicants need to be fit-and-proper individuals, certified by a clean criminal record Malta’s Residency By Investment Program facilitates an inclusive family application, accepting up to four generations under one application.
This enables extended families to enjoy the myriad benefits of living in the enchanting Mediterranean nation of Malta.
Choose one of the two following Real Estate Investment Options:
1. Real Estate Purchase
Applicants can bolster their investment portfolio by buying a property in Malta. This acquisition must have a market value of at least €300,000 in the South of Malta or Gozo or €350,000 anywhere else in Malta, reinforcing a robust commitment to Malta’s real estate market.
2. Property Lease
As an alternative to purchasing a property, applicants can opt to enter into a rental agreement, which must be held for at least 5 years. This requires a property with an annual rental of €10,000/year in the South of Malta or Gozo or €12,000 for all other parts of Malta.
Malta Residency FAQs
How much does it cost to get permanent residency in Malta?
Securing permanent residency in Malta through the Maltese Residency by Investment Program costs a total of €420,000 if investors choose to purchase property in Malta (inclusive of all fees bar the property transfer tax, the notary public fee, and the land registry fees associated with buying the property). However, it costs a total of €100,000 plus a €10,000 annual rent agreement for at least 5 years if investors choose to lease a property to gain residency.
What are the benefits of permanent residence in Malta?
Permanent residence in Malta offers several benefits, including visa-free travel within the Schengen Area, access to a high-quality healthcare and education system, and the opportunity to live in a safe, English-speaking community with a vibrant Mediterranean lifestyle. Additionally, Malta’s residency provides potential tax advantages, especially for non-domiciled residents, with favorable conditions for foreign income. This residency also allows for the inclusion of family members, providing them with the same benefits.
How long does the Malta Residency by Investment Program take?
The Malta Residency by Investment Program typically takes 6-12 months. This timeline includes the initial application process, due diligence, property transactions, and the collection of biometric data leading up to the residency permit issuance. However, the exact duration can vary based on individual circumstances and the efficiency of document submissions.
How long do you have to live in Malta to get citizenship?
To qualify for citizenship in Malta through naturalization, you typically need to reside in the country for a minimum of 5 years (1830 days) out of the preceding 6 years, including at least 12 months immediately before the date of application. This residency requirement is part of the overall process, including physical presence in Malta and demonstrating genuine links to the country.
What is the difference between Malta citizenship by investment and residency by investment?
The Malta Citizenship by Investment program requires a higher investment (€600,000 to €750,000), with additional costs for family members and property. It also includes a mandatory donation and offers expedited citizenship. In contrast, the Malta Permanent Residency Program (MPRP) requires a lower investment focused on fund donations, property agreements, and a charitable contribution, leading to permanent residency and potential citizenship eligibility after a five-year residency period
Notary Doctor Rebecca Janelle Berry Wellman
Add: 52, Triq Guze D'Amato, Paola, Malta
t: +356 99591922